KESSLAK AGENCY INC.
WELCOME TO INSURANCE DONE THE RIGHT WAY.
Home Insurance
Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Kesslak Agency Inc. can help you find the homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses, such as fire, lightning, windstorm, and explosion.

Taking care of the people and the possessions you treasure isn’t something you plan with just anyone. This is a long-term relationship. You want someone who will understand the changes, even the ups and downs of your life. We work with our clients to plan long-term solutions that fit their current life style knowing what they want for the future. No two plans are exactly the same, just like no two people are exactly the same. We don’t just sell products; we build relationships.

Kesslak Agency Inc. is here to help you find the right insurance for your home. Call us at 814-269-1474.

Find the Right Coverage. The Right Price. The Right Value.

The amount you pay for your homeowners insurance depends on many factors. Think of your personal housing situation, and the assets you want to protect. What are the parts of home insurance?

Protection for Your Home

Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.

Protection for You and Other People

Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world.

When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued.

Medical Coverage

This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.

Additional Living Expenses

If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses-commonly for up to 24 months-while damage is assessed and your home is repaired or rebuilt.

Protection for Your Belongings

Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.

Scheduled Personal Property Coverage

If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.

If You Rent Out Your Home

Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings. Visit our Landlord Protection Insurance page for more information.

Protect the Things that Matter to You

Make an inventory of your home and personal belongings. If possible, make a list as well as take photos or video – using two inventory methods can help expedite the claim resolution process. Keep this list somewhere other than your home. Keep in mind that your policy doesn’t cover damages caused by poor or deferred maintenance on your part.

Every home is unique – call us today at 814-269-1474 to find out how to get the best price and value on homeowners insurance for you.

Print out this form, fill out the information, and mail, fax, or email it to us for a free quote!

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Call, Email, or Visit Us Today!

Phone: (814) 269-1474
Email: kesslakagencyinc@outlook.com
Kesslak Agency Inc.
1405 Eisenhower Blvd. Ste 103
Johnstown, PA 15904