by Shirley on June 15th, 2013

Watch the Back of the Boat. Carbon monoxide kills in minutes. So tell your passengers where your exhaust pipes are located and turn off your engine when people are in the water, and don't let passengers "ski" or “teak-surf” by holding on to the back of the boat. Both Washington and Oregon made teak-surfing illegal in the last few years, after several tragic deaths. Carbon monoxide detectors are standard on most new boats; older boats install devices for less than $100.

Call Kesslak Agency at 814-269-1474 for watercraft insurance or see us on the web

by Shirley on June 12th, 2013

Life Preservers Aren’t Just for Kids. It’s not enough to just have life jackets on board — wear them! In an accident, people rarely have time to reach for a life jacket. This rule applies to adults, not just children: More people in their 30s die in boating accidents than any other age group. Life vests have come a long way in style. Today, you can even get vests for your water-loving dog!

Call Kesslak Agency at 814-269-1474 for watercraft insurance or see us on the web

by Shirley on June 11th, 2013

Every summer, don’t let your  fun weekend on the water take a turn for the worse. Often, these accidents could have been prevented with just a few simple precautions. Here are a few tips we like – courtesy of our partners at Safeco.  Call Kesslak Agency at 814-269-1474 for watercraft insurance or see us on the web

Watercraft Insurance

Most home insurance policies have limited coverage for boats. If you own a boat, watercraft insurance is your best bet: It covers theft, damage, and injuries or accidents while you’re on the water, as well as some of your expensive watersports gear.

Don’t let an accident wreck your fun! Stay tuned for 5 good safe boating tips.

Sites for Information:
Coast Guard:
Coast Guard Auxiliary:

by Shirley on December 11th, 2012

Candle safety tips FROM KESSLAK INSURANCE in Johnstown, PA -  Candles may be pretty to look at but they are a cause of home fires — and home fire deaths. Remember, a candle is an open flame, which means that it can easily ignite anything that can burn.

1.  Blow out all candles when you leave the room or go to bed. Avoid the use of candles in the bedroom and other areas where people may fall asleep.
2.  Keep candles at least 12 inches away from anything that can burn.
3.  Think about using flameless candles in your home. They look and smell like real candles.

If you do burn candles, make sure that you...
1.  Use candle holders that are sturdy, and won’t tip over easily.
2.  Put candle holders on a sturdy, uncluttered surface.
3.  Light candles carefully. Keep your hair and any loose clothing away from the flame.
4.  Don’t burn a candle all the way down — put it out before it gets too close to the holder or container.

Never use a candle if oxygen is used in the home.
Have flashlights and battery-powered lighting ready to use during a power outage. Never use candles.

by Shirley on December 8th, 2012

Christmas tree safety tips FROM KESSLAK INSURANCE in Johnstown, PA
Each year, fire departments respond to an average of 210 structure fires caused by Christmas trees. Carefully decorating Christmas trees can help make your holidays safer.

Picking the tree:
If you have an artificial tree, be sure it is labeled, certified, or identified by the manufacturer as fire retardant.  Choose a tree with fresh, green needles that do not fall off when touched. Before placing the tree in the stand, cut 1–2” from the base of the trunk. Make sure the tree is at least three feet away from any heat source, like fireplaces, radiators, candles, heat vents or lights.
Make sure the tree is not blocking an exit. Add water to the tree stand. Be sure to add water daily.
Lighting the tree
Use lights that have the label of an independent testing laboratory. Some lights are only for indoor or outdoor use, but not both. Replace any string of lights with worn or broken cords or loose bulb connections. Connect no more than three strands of mini string sets and a maximum of 50 bulbs for screw-in bulbs. Read manufacturer’s instructions for number of LED strands to connect. Never use lit candles to decorate the tree. Always turn off Christmas tree lights before leaving home or going to bed.
After Christmas
Get rid of the tree when it begins dropping needles. Dried-out trees are a fire danger and should not be left in the home or garage, or placed outside against the home. Check with your local community to find a recycling program. Bring outdoor electrical lights inside after the holidays to prevent hazards and make them last longer.Link for Christmas Tree Safety Tips

by Shirley on November 24th, 2012

Ok, Johnstown, who all wants to jump on the bandwagon?   Small Business Saturday is officially the day after Black Friday and before Cyber Monday.    Any favorite local retail establishments you would like to mention?  Let’s all make an extra effort to visit our locally owned Johnstown businesses.  Money spent at these businesses stays in Johnstown.   Kesslak Insurance Agency is not a retail business. But, if you want to talk insurance or have an insurance need, let me know, I can meet you there on Saturday.   Otherwise, let us visit all our locally owned businesses and keep the money in Johnstown. 

by Shirley on November 21st, 2012

With Halloween in the past, it's time to start thinking about another fun holiday event: Black Friday, the day following Thanksgiving that traditionally marked the beginning of the Christmas shopping season.  Here are 12 great shopping tips from Consumer Reports Magazine, provided by Kesslak Insurance from Johnstown ,PA:

by Shirley on November 20th, 2012

The kitchen is the heart of the home, especially at Thanksgiving.  Thanksgiving is the leading day of the year for home fires, involving cooking equipment.  Bed safe !  Take a look at these safety tips from the National Fire Protection Association, presented to you by Kesslak Insurance Agency.

by Shirley on November 12th, 2012

Kesslak Insurance Agency in Johnstown would like to salute and thank all veterans for their dedicated and loyal service to our country.  Is there a particular veteran YOU would like to honor and recognize ?

by Shirley on October 23rd, 2012

The National Flood Insurance Program has an arrangement with private insurance companies to sell and service flood insurance policies.

Call Kesslak Agency, Inc.  at 814-269-1474 to find out about flood insurance and get a free flood quote.

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